About Us

We are a team of Canadian engineers, physicists, and mathematicians with over 15 years of experience consulting in the financial industry. Through our work providing custom software solutions, we've seen firsthand how much time and effort financial advisors dedicate to building strong financial plans.

In 2020, a group of CFPs approached us with a complex technical problem. That project led us to further explore a core challenge advisors face: creating high-quality plans for portfolios that span personal, non-registered, and corporate accounts.

So, we built an optimization engine.

Using advanced algorithms, we developed a software that analyzes every component of a client's financial picture simultaneously. The result is an optimized decumulation plan that maximizes tax efficiency beyond common rule-of-thumb strategies.

By reducing hours of manual analysis and revealing insights traditional tools miss, Retirement Optimizer not only saves time but also helps advisors stand out in a competitive market — offering a level of precision and value that goes far beyond the standard industry software.